Does AXA Need Proof Of No Claims?

Do you have to prove your no claims?

If you’ve switched to a new provider and stated your no claims bonus (NCB) when you were quoted, you’ll need to give proof of the NCB – typically within seven to 21 days.

If you can’t provide it by then, your insurance may be cancelled or your premium could go up..

What can be used as proof of no claims?

There are three main forms of proof: The renewal invite from your current or previous insurer will state the number of years you’ve enjoyed a no claims bonus. A cancellation letter from your previous insurer, as long as it states your no claim bonus. A letter from your previous insurer confirming your no claims bonus.

What happens if I can’t prove my no claims bonus?

If you don’t provide proof of no claims within the time limit, your new policy could be cancelled, leaving you uninsured, or your premiums could be increased as if you didn’t have a no claims discount.

Does 1 year no claims make a difference?

It does not mean your premium will not increase, as most insurers will factor in any claims when calculating your renewal quotes and apply the discount at the end. Most policies allow one claim per year without it affecting your bonus, but some may state that you cannot make more than two claims in three years.

Does windscreen repair count as a claim?

Is windscreen cover worth it? … if your windscreen is damaged and you want to get it repaired, you make a claim, pay the full excess and you will be able to get it fixed. but standard cover means even if you only have a minor chip you would still need to pay the full excess.

How do I get my no claims proof from AXA?

I want to get my no claims discount letter from AXA, how can I request this? You can also access it on your MyAXA account or fill in a document request form. If you need more help, you can contact us on 02890 020104 or drop into one of our branches to request this document.

Do I lose all my no claims after an accident?

Will each claim affect my no claims discount? If you make a claim on your car insurance and your insurer pays out, you’ll lose some or all of your no claims bonus. … However, if you claim following an incident that wasn’t your fault, your no claims discount should remain intact.

What’s the maximum no claims discount?

After building up a no claims discount for a number of years, drivers can receive a maximum discount of around 70 or 75%.

Do all insurers ask for proof of no claims?

Do insurance companies ask for proof of no-claims? Yes. When switching insurance providers, most will request that you provide proof of your no-claims bonus when getting a quote.