Quick Answer: Do I Have To Accept Aftermarket Parts?

Do I have to accept used parts on an insurance claim?

Since your vehicle was used, they can probably use some form of used parts, but they must be quality parts.

If you are making a claim under your collision coverage, your insurance policy language will state the type of parts your insurance company can use..

What is the purpose of the regulation on aftermarket crash parts?

It is intended to regulate the use of after market parts in automobile damage repairs which insurers pay for on their insured’s vehicle. The regulation requires disclosure when any use is proposed of a non-original manufacturer part.

Do insurance companies use used parts?

Both body shops and insurance companies like to use used parts in repairs. They fit great and can be made to look and work as well as new. Used parts are cheaper than OEM parts so that insurance companies can save some money. However, sometimes the parts needed can be hard to find, so they are not always an option.

Are OEM parts better than aftermarket?

Original equipment manufacturer (OEM) parts match those that came with your car, and are of the same quality as its original parts. They’re also the most expensive. Aftermarket parts are cheaper, and made by other manufacturers — often several, giving you more options.

Can I remove aftermarket parts from my totaled car?

Parts can be removed from a totaled car, but the total loss value will be reduced due to their absence. If you exchange the removed parts with a different type of component, expect the total loss value to be adjusted reflective of the condition or type of part with which you are replacing.

What is the difference between OEM and genuine parts?

OEM, Original equipment manufacturer part is a part made by the manufacture or made for them to their specification but an external company. A genuine part is a part supplied by the vehicle manufacturer in their packaging. Aftermarket parts are parts produced by any other company.

Do body shops use original parts?

Body shops love OEM parts. All but the most discerning owners won’t notice that a part doesn’t fit as smoothly as the original. Body shop owners love OEM parts because they make a lot more money from them. But the body shop will still get a kickback from the insurance company if it uses aftermarket parts.

Can an insurance company tell you where to get your car fixed?

An insurance company cannot tell you which auto body shop to use when your car needs a repair after a car accident. They can recommend you take your car to various shops. However, they cannot fail to pay for the repairs just because they are done at a shop that they did not recommend.

Can the insurance company force me to use aftermarket parts?

You have the right to request your insurance company use original equipment manufactured parts rather than aftermarket parts to repair your vehicle. If the insurance company deems these costs unreasonable, however, it might deny your claim.

Which insurance companies use genuine parts?

“IAG is the first insurer to commit to encouraging smash repairers to use genuine parts, which is a massive step forward for the safety of Australian consumers.

Do insurance companies have to pay for OEM parts?

Sometimes OEM parts are just not an option covered by insurance. … Your insurance will cover the cost of the aftermarket parts, and you can tell the body shop you want OEM parts. You will be responsible for covering the difference in cost between the aftermarket parts and the OEM parts.

Is Capa as good as OEM?

CAPA Certified car parts are subject to a comprehensive range of tests to ensure every aspect of the aftermarket part, including materials, fitment, appearance, and durability, are directly compared to and can equal, if not surpass, the OEM part.

Can you demand OEM parts after an accident?

Yes, you can always request original equipment manufacturer parts after you’ve had an accident. Some insurance companies might make you pay extra for OEM parts. Most insurance contracts obligate the insurance company to restore your vehicle to the same condition it was in before the loss.

Does State Farm use aftermarket parts?

State Farm® keeps the promise of “Good Neighbor” service every day as we pay individual claims. Our promise includes a commitment to your satisfaction regarding new non-original equipment manufacturer (non-OEM), recycled, and OEM Surplus parts used in the repair of your vehicle.

Do Aftermarket Parts decrease value?

The use of OEM car parts has little to no effect on the value of your vehicle. Certain aftermarket upgrades, however, can have an effect. … Too many upgrades and you may find that you’ve actually lowered the overall value of the vehicle, despite the combined value of the upgrades.